Michelle Allison LMFT

Licensed Marriage and Family Therapist

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Individual and Family Psychotherapy for

Adults, Adolescents and Couples

PAYMENT AND INSURANCE

If you have insurance coverage you will likely want to use it to pay for my services. I am currently a network provider for the following insurances:

     Anthem Blue Cross/Blue Shield

     Beacon Health Options

     Cigna

     Connecticare

     HUSKY

     Magellan

     MHN

     Oxford Health Plans

     United Behavioral Health

Your insurance may have a deductible;  this means you must pay for services in full before your insurance coverage and payments to the provider begin.  Once the deductible amount has been paid by you, only then will your insurance begin to pay.  You will need to contact the customer service number of your insurance to determine the amount of the deductible, if any.

Whenever your insurance begins to pay, you will likely have a co payment:  the amount you are responsible for paying at each session.  Sometimes this amount is listed on the card as "specialist" or "behavioral health."  Other times you will beed to check with customer service.

Some insurances may have an out of network provision which allows you to see non-network providers for a specified co pay.  I will work with you to facilitate this coverage if it is allowable under the terms of your policy.

Out of pocket payment is a final option.  There are a few insurances I do not accept:  the most common are: Aetna and Medicare.  You may also have no insurance, but with the Afforable Care Act here in Connecticut, that is less common than elsewhere.  You can choose to pay me out of pocket if you wish.

I utilize a sliding scale ranging from $70 to $90 per 50 minute hour.

ALL CO PAYS AND OUT OF POCKET PAYMENTS ARE DUE AT THE TIME OF SERVICE, unless other arrangements are made in advance.

Cancellation policy: Cancellations without 24 hours notice will result in your being charged your full fee.  Emergencies and other unavoidable last minute events will be considered on an individual basis.  

No shows: All no shows will be charged your full fee.  If you do not contact me to address a no show then this will be considered a termination of treatment the client’s part. You are still liable for the no show fee.

Frequent cancellations are a problem in that they make if difficult for me to manage a productive schedule.  Inconsistent attendance also takes away from the continuity and effectiveness of therapy.  My expectation is that clients will schedule and attend sessions regularly.  I typically encourage clients to find resons to attend sessions, rather than reasons to cancel.